Supplies BNP Paribas with Ezio Mobile Protector to protect Wa!, an innovative multi-brand, omni-channel mobile wallet that combines payments, shopping coupons and loyalty programs
Gemalto is supplying BNP Paribas, a leading European bank, with Ezio Mobile Protector, a highly secure solution to protect Wa!, an innovative multi-brand, omni-channel mobile wallet that combines payments, shopping coupons and loyalty programs. Gemalto’s Mobile Protector encompasses an SDK (Software Development Kit), and both a customer enrollment and an authentication server. The solution delivers comprehensive security for all mobile payments made using Wa!. The bank is currently piloting Wa! in France with Carrefour, the world’s second biggest retailer with 12,300 stores across 35 countries.
Wa! enables consumers to enjoy the convenience of swift and secure payments using nothing more than their smartphone. Once the app has been downloaded, Gemalto’s solution facilitates a simple enrollment process that is activated by a PIN code sent via SMS. Customers validate payments with their PIN code or their fingerprint. In addition, coupons and loyalty rewards can be claimed and redeemed using the same wallet, creating a comprehensive shopping experience that redefines the relationship between retailers and customers.
Gemalto’s proven security expertise played a key role in helping BNP Paribas achieve the first ever approval of a mobile wallet by GIE-Cartes Bancaires, France’s interbank organization. Mobile Protector offers outstanding user protection, reflected in its recent certification to the industry-recognized ANSSI CSPN software security standard. Building on the success of the Carrefour pilot, BNP Paribas expects to deploy Wa! in partnership with many more retailers looking to enhance their customers’ experience.
Jacek Szpakiewicz, CEO of RMW said, “Gemalto provided a perfect fit for our mobile security needs, combined with ease of use. The strong involvement of Gemalto teams throughout the project has enabled us to optimize the integration of the solution and the development of the application.”
Philippe Cambriel, President for Europe, Mediterranean and CIS at Gemalto said, “Wa! is a multi-brand, multi-bank, omni-channel and fully secure payment solution that represents the future of the mobile wallet for banks and retailers alike. BNP Paribas has successfully turned this bold concept into reality, demonstrating how stringent standards of mobile security can be married to the smoothest possible customer journey.”